Auto Insurance in Melbourne, FL

 

Statistics show that 13.8% of uninsured motorists is the national average. In Florida however, roughly 25% of the drivers on the road carry no insurance. The next 25% of drivers have less than $10,000 of coverage if they were to injure you in an accident. This means 50% or more drivers in Florida have less than adequate coverage to pay for your injuries in the even you are injured in an accident.

 

Located in Melbourne, Coverage Pro Insurance stands behind our quality service and insurance products. Our experienced agents will will work with you to make sure you understand the policy and limits of insurance you are buying. Having access to more than 10 auto insurance companies means we do the shopping for you. At our agency, you are always greeted with a friendly face and treated like family. It’s our job to create long-term relationships with our clients, ensuring we build the best policy for each individual’s needs and budget.

What is Auto Insurance?

Bodily Injury Liability–

Covers expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.

Property Damage Liability–

Gives you coverage in case your car damages someone else’s property – usually this means someone else’s car, but it could be a fence, light post or other piece of property.

Medical Payments–

Covers certain medical expenses if any vehicle occupants are injured in an accident.

Collision Coverage–

Is an optional coverage that covers damage to your car caused by impact with another car or object.

Comprehensive Coverage–

Is also an optional coverage that covers damages to your car caused by something other than a collision – like theft, fire, etc.

Uninsured Motorist-

This coverage pays what you would normally collect for the at fault party if they don’t have insurance, or don’t have enough insurance.

Personal Injury Protection-

This is the state mandated “no-fault” coverage which covers several different things including a percentage of your medical bills and lost wages.

How We Can Help

 

Whether you live in Melbourne, Viera, or anywhere in Florida Coverage Pro will work with you every step of the way to determine the best approach that meets the legal requirements and protects your family. To learn more, contact an agent at 877-491-8723 for a free quote.