Refer A Friend



Homeowner’s Insurance

Homeowner’s insurance is a tool that provides protection from damage caused by fire, wind and other causes. Coverage Pro’s goal is to provide its clients with affordable insurance that is tailored to fit their individual needs. The basic coverages a home insurance policy includes are:

  • Building
  • Other Structures
  • Personal Belongings
  • Reimbursement for additional expenses after a claim
  • Personal Liability Coverage (Lawsuit Coverage)
  • Medical Payments for guests’ injuries

To offer affordable policies, Coverage Pro has contracted with more than 20 of the top insurance companies in the State of Florida. Each company provides a different benefit to the policy holder. Coverage Pro compares the price and coverage from each company and helps choose the policy that best fits the client’s specific needs.

Homeowner’s insurance can be very complicated to write, so it is important to work with an agent that you trust and who is willing to take the time to understand what your coverage needs are. Insurance agents should ask clients questions  to help identify the issues that will affect the rates or coverage.

Things that could affect your policy include:

  • Credit scores
  • Inspections
  • The number of family members in your household
  • Your work status
  • Deductibles
  • Current coverage
  • Past claims

Every policy also has specific coverage and eligibility concerns that need to be uncovered. This could include:

  • Aluminum wiring in older homes
  • Old water heaters
  • Wind coverage on a beachside home
  • A wood frame 2nd story
  • Sinkholes in your neighborhood
  • Pool’s with slides or diving boards
  • Pets

“Joseph’s Story”

Joseph called Natalie at Coverage Pro because she was recommended by his neighbor. After a short discussion with Natalie, he realized his policy was missing discounts that he was eligible for. He also didn’t have liability coverage for his two small chihuahuas. If someone tripped, fell, and was injured because of his dogs, Joseph would have to pay out of pocket if he was sued. Natalie was able to find Joseph a policy with a new company that gave him discounts for being retired,  living in a gated community, and the age and shape of his roof. The new policy also provided liability coverage for his dogs in case he was sued for any type of accident involving his chihuahuas.

Joseph’s story is one example of how Coverage Pro cares more for their clients. Natalie cared enough to actually evaluate the coverage Joseph needed and didn’t only look for the lowest price. With Coverage Pro, Joseph was able to pay less for a home insurance policy that provided more coverage.